Robert Conery is the COO at Avidia Bank overseeing IT, Deposit, Loan and Custodial Operations as well as Fintech Partnerships. He earned his BS in Accounting from Norwich University and graduated from the McCallum School of Business at Bentley University. Robert has also achieved designation as a CPA and Microsoft Certified Professional. Avidia Bank has developed an agile technology platform comprised of a robust set of APIs to fulfill Open Banking and Digital Payments. We provide both Banking and Payments services to Direct Customers as well as Fintech Partners. Avidia is a Principal Member of the Card Network and a TCH Participant for RTP. By aligning with leading core providers and Fintech Partners, Avidia Bank received the 2019 FIS Global Payment Innovation award for “Instant Merchant Settlement” and has been designated as a leading HSA Custodian.