Radha is currently the Head of Digital Payments & Lending for the US Consumer business. The group is responsible for development of digital payments and digital lending solutions. On the Payments front- this includes strategy, partnerships and end-to-end digital product development and management for P2P, Bill Pay, domestic/ x-border money transfers, Real Time Payments (RTP) and Digital wallets. Leads partnerships with industry players in this space including Zelle, The Clearing House, PayPal, Apple, Google, Fiserv and Mastercard. On the Lending front - the group drives development of digital-first lending products including card-based installment loans, Personal Installment Loans (PIL) and integrations for POS lending.