Michael W. Waldron is Senior Special Counsel in the Legal Division at the Board of Governors of the Federal Reserve System. Mr. Waldron has worked in the Legal Division for 19 years; his current areas of responsibility include applications management, activities and control issues for depository institution holding companies, and international transactions. Mr. Waldron received his LL.M. in Taxation from Georgetown University, his J.D. from the University of Michigan and his B.A. from the Johns Hopkins University.