Kelvin Chen (Vice President, Sr. Assoc. Gen. Counsel) leads the Bank Regulatory and Policy team at Capital One.
The team helps Capital One navigate and influence policy change; advises on the safety and soundness requirements impacting the enterprise; advises on antitrust and preemption matters; and provides legal advice to Capital One's Loss Mitigation, Enterprise Risk Management, Credit Review, and Audit teams.
Prior to joining Capital One in late 2019, Kelvin created and led the Federal Reserve Board's Innovation Policy team in the Division of Supervision & Regulation. Before joining the Board, Kelvin served as the Consumer Financial Protection Bureau’s Program Manager for Emerging Payments. There, he led the agency’s policy response to various payment innovations, such as virtual currencies. In prior roles, Kelvin led the Bureau’s work on mandatory arbitration provisions; advised agency principals at the Federal Trade Commission on policy and enforcement matters; and was a litigator in the New York offices of Morrison & Foerster LLP and Cadwalader, Wickersham & Taft LLP.
Kelvin graduated with honors from the University of Pennsylvania (’00), where he studied Systems Engineering and Mathematics (minor), before attending New York University School of Law (’04). He currently serves as Co-Chair for the Payments Law Committee of The Clearing House and the Advisory Group of the Digital Dollar Project. Kelvin was previously affiliated with the Princeton Center for Information Technology Policy.