Gary Stein joined the Consumer Financial Protection Bureau in 2011 and serves as the Deputy Assistant Director for the Bureau’s Office of Consumer Credit, Payment, and Deposit Markets. In this capacity he leads the team responsible for monitoring issues, trends, and innovations related to the consumer credit (including small dollar credit), deposit, payments, prepaid, remittances, data aggregation, and broader fintech marketplaces to inform policy making, supervisory efforts, and other Bureau activities. Gary led creation of the Bureau’s Consumer Protection Principles for both Faster Payment Systems and Consumer-Authorized Data Access. He also served on the Steering Committee of the Federal Reserve’s Faster Payments Task Force as well as the Fed’s Governance Framework Formation Team. In addition, Gary served as co-lead of the Bureau’s inquiry of overdraft programs and helped to organize two public events to help improve consumer access to transaction accounts. Prior to joining the Bureau, Gary co-founded and was a Partner at Capital Performance Group, a boutique strategy firm serving the financial services industry. Earlier in his career, Gary was a Principal with Furash & Company and worked at Signet Bank, Coopers & Lybrand, and Andersen Consulting. Gary has an MBA from The Wharton School and graduated cum laude from Virginia Tech with a BS in Industrial Engineering and Operations Research.