Chris Kelley is Senior Vice President of Digital Banking and Payments Innovation at FirstBank. He has over a decade of experience in financial services including retail banking, lending, payments, treasury management, and online banking. Chris leads a team of product managers, digital engagement analysts, marketing specialists, and data analysts in the creation of innovative customer-centric payments systems and mobile banking applications. Operating as a change-agent within the organization, he is responsible for strategic partnerships with FinTech teams delivering unique solutions to complex business needs. Chris is a graduate of Daniels College of Business at the University of Denver. FirstBank, located in Lakewood, Colorado, is the 2nd largest privately held bank in the US with over $19 billion in assets. Under Chris’ leadership FirstBank has been an early adopter of real time payments as one of the first three banks on the Zelle network.