Betsy Graseck is a Managing Director covering US Banks and Consumer Finance Stocks and is Global Head of Banks and Diversified Financials Research. Betsy’s awards include Starmine #1 stock picker in US Banks in 2018 and in US Commercial Banks in 2008 and 2009; she was the #6 stock picker in the US across all sectors in 2009, Starmine #1 Earnings Estimator in Capital Markets in 2016, and is ranked in the II poll. Betsy was ranked in the II All-Asia Poll covering Japanese Banks, Brokers, and Consumer Finance stocks. Prior to Tokyo, Betsy was a consultant in KPMG's bank group, focusing on capital and reserve adequacy and profit-improvement. Prior to KPMG, Betsy was an analyst in Morgan Stanley’s fixed income division, after a year at Gunma Bank. Betsy has a BA from Cornell University, an MBA from Columbia University, she studied at Waseda University, and holds the Chartered Financial Analyst designation.