Speakers &
Panel Participants

James D. Aramanda

President and Chief Executive Officer

The Clearing House

Mark D. Atherton

Group Vice President, Financial Services Global Business Unit

Oracle

Richard M. Ashton

Deputy General Counsel for Litigation, Enforcement, and System Matters

Federal Reserve Board

Greg Baer

President and Chief Executive Officer

Bank Policy Institute

John A. Beebe

Deputy Associate Director, LISCC

Federal Reserve Board of Governors

Cyrus Bhathawalla

Managing Director, Advisory

KPMG LLP

Sarah T. Billings

Senior Vice President, Head of Payments Product, Operations, and Strategy

PNC Financial Services Group, Inc.

Sahand Boorboor

Global Financial Crimes Executive

Bank of America

John Hope Bryant

Founder, Chairman and Chief Executive Officer

Operation HOPE, Inc.

Derek M. Bush

Partner

Cleary Gottlieb Steen & Hamilton LLP

Paul Calem

Senior Vice President, Research

Bank Policy Institute

Michael D. Calhoun

President

Center for Responsible Lending

Albert D. Chang

Counsel, Office of Innovation

Consumer Financial Protection Bureau

Rick Chavez

Partner

Oliver Wyman

Rich Clow

Emerging Payments and Strategy Executive

Bank of America

Pablo Cohan

Senior Vice President, NAM Digital Payments

Mastercard

H. Rodgin Cohen

Senior Chairman

Sullivan & Cromwell LLP

Jim Colassano

Senior Vice President, Product Development and Strategy

The Clearing House

Robert Conery

CPA, MCP, Chief Operating Officer and Executive Vice President

Avidia Bank

Peter Conti-Brown

Assistant Professor

The Wharton School of the University of Pennsylvania

Tracy Dangott

Senior Product Manager

JPMorgan Chase & Co.

Peter Davey

Head of Product Innovation

The Clearing House

Roy DeCicco

Managing Director

JPMorgan Chase & Co.

Annie Delgado

Chief Compliance Officer

Upstart

Duncan B. Douglass

Partner

Alston & Bird LLP

Doreen R. Eberley

Director, Division of Risk Management Supervision

Federal Deposit Insurance Corporation

Mitchell S. Eitel

Managing Partner

Sullivan & Cromwell LLP

Douglas Elliott

Partner, Finance and Risk/Public Policy Practice

Oliver Wyman

D. Wilson Ervin

Vice Chairman

Credit Suisse Group AG

Carol Evans

Associate Director, Division of Consumer and Community Affairs

Federal Reserve Board

Lila Fakhraie

Senior Vice President and Manager of the Digital Banking API Team, Wells Fargo Virtual Channels

Wells Fargo & Company

Kieran J. Fallon

Senior Deputy General Counsel, Government, Regulatory Affairs & Enterprise Risk

PNC Financial Services Group, Inc.

Chris Feeney

Executive Vice President and President of BITS

Bank Policy Institute

Donald Felix

Head of Financial Health, Consumer Banking

JPMorgan Chase & Co.

Matthew Friend

Vice President, Global Real-Time Payments

Visa Inc.

Christine Frye

Senior Vice President and Global Chief Privacy Officer

Bank of America

Meredith Fuchs

Senior Vice President, Chief Counsel of Regulatory Advisory

Capital One

Daniel Gallagher

Partner, Deputy Chair, Securities Department

WilmerHale

Michael S. Gibson

Director, Division of Supervision and Regulation

Board of Governors of the Federal Reserve System

Adam Gilbert

Partner, Financial Services Advisory Risk and Regulatory Co-Leader

PwC

Jonathan Gould

Senior Deputy Comptroller and Chief Counsel

Office of the Comptroller of the Currency

Andrew Gracie

Senior Advisor

Deloitte

Brian Grant

Managing Director, Global Head of Sanctions Compliance

MUFG

Betsy Graseck

Managing Director

Morgan Stanley

Randall D. Guynn

Partner

Davis Polk & Wardwell LLP

Thomas Halpin

Managing Director, Global Head of Payments Product Management

Global Liquidity and Cash Management HSBC Technology & Services USA

Stephanie Heller

Executive Vice President and General Counsel

The Clearing House

Jarrett Helms

Vice President, Payments Products

The Clearing House

Peter Hewlett

Partner

A.T. Kearney

Julie Andersen Hill

Alton C. and Cecile Cunningham Craig Professor of Law

University of Alabama School of Law

Jesse Honigberg

Senior Vice President, Director of Innovation and Product Development

Cross River Bank

Stephen C. Hostetler

Managing Director, Enterprise Scenario Planning and Execution & Global Real Estate Services COO

Bank of America

Brent Hoyer

Managing Director

Chain Bridge Partners, LLC

Rob Hunter

Deputy General Counsel and Executive Managing Director

The Clearing House

Ben Isaacson

Senior Vice President, Product Strategy

The Clearing House

Ian Jacobs

Payments Lead

World Wide Web Consortium (W3C)

Chris Kelley

Senior Vice President

First Bank - Digital Banking

Richard K. Kim

Partner

Wachtell, Lipton, Rosen & Katz

Satish Kini

Partner

Debevoise & Plimpton LLP

Grace Klopcic

Partner

McKinsey & Company

Manish Kohli

Managing Director, Global Head of Institutional Payments and Receivables Treasury and Trade Solutions

Citi

Erwin Kulk

Head of Service Development and Management

EBA CLEARING

Mei Lin Kwan-Gett

Deputy General Counsel and Global Head of Litigation

Citigroup, Inc.

Mike Lee

Senior Vice President, Government Affairs

Bank Policy Institute

Nikhil Lele

Partner/Principal

Ernst & Young LLP

Denise Leleux

Senior Vice President of Supplier Services

AvidXchange

Susan Linnstaedter

Director, U.S. Financial Services, Corporate and External Legal Affairs

Microsoft

Laura J. Listwan

AAP, CTP, Senior Vice President, Head of Commercial Payments Products

Fifth Third Bank

Bruce Lowthers

President

FIS Banking Solutions

Eugene Ludwig

Founder and Chief Executive Officer

Promontory Financial Group, an IBM Company

Steve Lybarger

Deputy Comptroller for Licensing

Office of the Comptroller of the Currency

Elizabeth McQuerry, Ph.D.

Partner

Glenbrook Partners

Thomas B. Michaud

President and Chief Executive Officer

Keefe, Bruyette & Woods

Matthew Miner

Deputy Assistant Attorney General, Criminal Division

Department of Justice

Eric Mogilnicki

Partner

Covington & Burling LLP

Hans Morris

Managing Partner

Nyca Partners

Stephanie Mould

Director, Compliance

Payments Canada

Donna M. Murphy

Deputy Comptroller for Compliance Risk Policy

Office of the Comptroller of the Currency

Amy S. Mushahwar

Partner

Alston & Bird LLP

Matthew Musselman

Executive Director and Assistant General Counsel

JPMorgan Chase & Co.

Fritz Nauck

Senior Partner

McKinsey & Company

Andy Navarrete

Executive Vice President, External Affairs

Capital One

Bill Nelson

Executive Vice President and Chief Economist

Bank Policy Institute

Jackie Nugent

Assistant Vice President

Federal Reserve Bank of Kansas City

Cara Petersen

Acting Assistant Director for Enforcement

Consumer Financial Protection Bureau

Deborah Matthews Phillips

AAP, Managing Director - Payment Strategy

Jack Henry & Associates

John Pitts

Policy Lead

Plaid

Nick Podsiadly

General Counsel

Federal Deposit Insurance Corporation

Naeha Prakash

Associate General Counsel and Senior Vice President for Consumer Regulatory Affairs

Bank Policy Institute

Robert Pugh

Deputy General Counsel, Technology and Intellectual Property

PNC Financial Services Group, Inc.

Barnabas Reynolds

Partner and Global Head of the Financial Services Industry Group

Shearman & Sterling LLP

David Rich

Executive Vice President, Vocalink Services and Analytics

Mastercard

Michael Riggin

Chief Risk Officer and Chief Compliance Officer

Global Holdings, LLC

Reena Agrawal Sahni

Partner

Shearman & Sterling LLP

Julian Sevillano

Senior Advisor

Promontory Financial Group, an IBM Company

Amy Shanle

Global Head of Enterprise Resiliency Strategy & Regulatory

Bank of New York Mellon

Brian Shniderman

Principal

Deloitte

Carl Slabicki

Director

Bank of New York Mellon

Bradley T. Smith

Deputy Director

U.S. Department of the Treasury, Office of Foreign Assets Control

Rosemary Stack

Senior Vice President, Real Time Payments and Business Controls Executive, Enterprise Payments Team

Bank of America

Jim Stanley

Senior Business Leader, Commercial Payments Team

Conduent

John Stecher

Group Chief Technology and Innovation Officer

Barclays

Gary Stein

Deputy Assistant Director, Office of Consumer Credit, Payment, & Deposit Markets

Consumer Financial Protection Bureau

Paul Stoddart

President, New Payment Platforms

Mastercard

Joanne M. Strobel

Senior Vice President, Technical Sales, Payment Strategy, and Network Management, Global Payment Services, Financial Institutions Group

Wells Fargo & Company

Radha Suvarna

Managing Director, Head - Digital Payments and Lending

Citi

Lawrence M. Sweet

Senior Vice President and Senior Payments and Market Infrastructure Policy Advisor

Federal Reserve Bank of New York

Richard S. Taffet

Partner

Morgan, Lewis & Bockius LLP

Jeffrey P. Taft

Partner

Mayer Brown LLP

Valla Vakili

Managing Director, Head of Citi Ventures Studio

Citi

Mark E. Van Der Weide

General Counsel, Legal Division

Board of Governors of the Federal Reserve System

Stephen Van Meter

Deputy General Counsel

Consumer Financial Protection Bureau

D. Jean Veta

Partner

Covington & Burling LLP

Eric Wade

Product Manager

Paychex, Inc.

L. Cary Whaley

First Vice President, Payments and Technology Policy

ICBA

Michael M. Wiseman

Partner

Sullivan & Cromwell LLP

Andres Wolberg-Stok

Global Head of Digital Policy

Citi Consumer Banking